We know only too well how often premises can be unfortunately inadequately Insured.
Whether it be after a survey or a pre-inception enquiry using the most up to date technology, we are able to assist Underwriters, Coverholders and Policyholders by advising an accurate recommendation on the correct Buildings Sum Insured. GHG Risk Services can provide both desktop and in the field solutions dependant on Insurer’s requirements.
We have extensive experience in a large range of risks including construction and have qualified surveyors with NEBOSH certifications based throughout the country.
Their full narrative, bespoke, commercial surveys cover Employers and Public Liability, Products Liability, Risk Assessment, and provide comprehensive information on Health & Safety aspects including Inspections, Maintenance and Repairs, Environmental Considerations, Staff Training, and Controls.
In the highly specialised world of High Net Worth (HNW) insurance, standard risk assessments often fall short of meeting the complex needs of affluent clients. Our HNW Risk Survey Report service offers insurers a comprehensive, bespoke evaluation of unique portfolios that may include prime residences, listed buildings, fine art, classic cars, yachts, and bespoke jewellery. We deliver in-depth analyses tailored to accurately reflect the true exposure and requirements of HNW clients, enabling precise underwriting, effective risk management, and policy structures that align with actual asset values. Our reports also enhance claims preparedness, reducing disputes and improving client satisfaction.
Our experienced surveyors provide extensive assessments covering property, security measures, and high-value possessions, along with tailored recommendations for risk mitigation, including fire protection, flood prevention, and asset safeguarding. By ensuring accurate sums insured and reducing the likelihood of underinsurance, our service not only strengthens insurer-client relationships but also offers a competitive edge in a market where precision and personalisation are essential. Working closely with insurers, brokers, and risk managers, we deliver professional, insurer-focused reports that support seamless underwriting and demonstrate proactive, expert-led risk management.
